"MCR's plan reduces waste and creates jobs. It brings new]]> Con millones de niños estadounidenses en edad escolar que empiezan las vacaciones de verano, el grito de “Estoy aburrido” pronto resonará en todo el país. Las lecciones de natación y los viajes al centro comercial pueden llenar sólo algunas horas. Antes de rendirse y entregarles el control remoto del televisor, consideren algunas actividades que pueden ser productivas, seguras y divertidas para niños de todas las edades.

Enseñen habilidades prácticas. Todos hemos tenido amigos que, de algún modo, llegaron a la adultez sin]]> With millions of American schoolchildren starting summer vacation, cries of "I'm bored" will soon ring out across the nation. Swimming lessons and trips to the mall can fill only so many hours. Before you give up and hand over the TV remote, consider some activities that can be productive, safe and fun for kids of all ages.

Teach practical skills. We've all had friends who somehow reached adulthood never having washed their own socks or bought groceries. That's why my wife and I are strong proponents of teaching our kids self]]> Ford R. Myers, career coach, speaker and author of "Get The Job You Want, Even When No One's Hiring," (John Wiley&Sons, 2009) says, "Summer is no time for job seekers to be trading-in their business suits for swimsuits or their briefcases for beach bags. Summer is the perfect time for career advancement."

Myers]]> Ever since Individual Retirement Accounts were introduced in the 1970s, the numbers of tax-advantaged retirement savings options – and participants – have continued to grow. One relatively new alternative that's gaining popularity is the Roth 401(k) plan.

401(k)s are retirement savings plans set up by employers that allow employees to save for their retirement through automatic payroll deductions. As its name suggests, the Roth 401(k) combines features of a traditional 401(k) with those of a Roth IRA. Employers increasingly]]> Desde los inicios de las Cuentas de Jubilación Individual en los años 1970, la cantidad de opciones de ahorro para jubilación con ventajas tributarias continuó creciendo, al igual que sus participantes. Una alternativa relativamente nueva que está creciendo en popularidad es el plan Roth 401(k).

Los 401(k) son planes de ahorro de jubilación implementados por los empleadores que permiten a los empleados ahorrar para su jubilación a través de deducciones automáticas de la nómina. Como su nombre lo indica, el Roth 401(k)]]> Mills made the announcement during ceremonies at SBA’s celebration of National Small Business Week 2010.

“Waymon Armstrong is a perfect example of the innovation, inspiration and determination that exemplify America’s most successful]]> Earlier this month, the President sent legislation on the Small Business Lending Fund to Congress earlier this month, along with a new state small business credit]]> Este mes, el Presidente remitió]]>

If online job searching is new to you, here are few hints for navigating the process:

Most large employers – and many smaller companies as well – post job opportunities on their own websites. Typically, you either submit your resume or]]> Para aquellos que se reintegran al mercado laboral después de haber estado empleados por décadas, deben saber que las reglas han cambiado considerablemente desde la última vez que buscaron empleo. Hace quince años, los sitios de empleo en línea se encontraban en sus primeros pasos; ahora miles de sitios publican millones de empleos cada año y constituyen la herramienta para búsqueda de empleo disponible más práctica y utilizada.

Si la búsqueda de empleo en línea es algo nuevo para usted, a continuación encontrará algunas]]> “We need to get back to basic common sense,” said Louis Scatigna, Certified Financial Planner and national radio talk show host known as “The Financial Physician” “The economy is a mess, and there are two sides of the cause. Yes, the big banks and investment houses were lending money through high-risk products without an ounce of sense to the outcome. However, for them to be knee-deep in bad investments, they had to be]]> Con la llegada de la temporada de bodas, muchas novias y novios próximos a casarse están frenéticamente ultimando los detalles de su boda y los planes de la luna de miel. Antes de casarse y fusionar sus finanzas, dedíquele tiempo a una conversación abierta con respecto a sus respectivos historiales crediticios, sus ahorros y sus filosofías de gasto, como también sus metas financieras a largo plazo como pareja.

Hemos visto estadísticas sobre el alto porcentaje de matrimonios que se divorcian en donde las diferencias económicas]]> Among the provisions of EO#14 is the requirement that each Department within the Executive Branch designate a Minority and Women Business Enterprise Liaison, who shall have direct access to the Secretary (or similar cabinet-level official) concerning minority and/or women business enterprise program matters.

Director Fullman served as the Liaison for the Department of State at the DE Small Business Summit held in April. Deputy]]> Delgado ocupó esta plaza después de haber estado al frente del área de negocios internacionales del Centro de Desarrollo de Pequeños Negocios (Small Business Development Center, SBDC), dependiente de la Universidad de Delaware.

El pasado año, Delgado obtuvo el primer premio del concurso de planes]]> Here are a few safeguards to keep in mind:

Guard your itinerary. In the old days, police warned against sharing too much information about funerals and marriages in the newspaper, for fear robbers would target empty]]> Considering how frequently many people move, switch jobs and change their names, it's not surprising that state treasuries and other agencies are sitting on more than $33 billion in unclaimed assets. That doesn't even include billions of dollars in unredeemed U.S. savings and treasury bonds and undeliverable federal income tax refunds.

Whether you're pinching pennies or simply want to claim what's rightfully yours, consider spending a few minutes searching for forgotten accounts that belong to you, your family or deceased]]> Si pensamos con qué frecuencia la gente se muda, cambia de empleo y cambia de nombre, no es de extrañar que el tesoro del estado y otras agencias estén acumulando más de $33 mil millones de dólares en activos no reclamados. Eso ni siquiera incluye los miles de millones de dólares en ahorros y bonos del tesoro de los Estados Unidos que no fueron cobrados y devoluciones de impuestos federales sobre los ingresos que no se pudieron entregar.

Ya sea que esté economizando o simplemente reclamando lo que legalmente le corresponde,]]> The beautiful spring day was the culmination of a long and winding road for Velasquez, who worked for several years in Sussex County’s poultry industry before starting his own health care distributorship in 2003.

His new, and much larger, warehouse will allow him to now expand that business.

“This is a very special day for me and my family; I am very happy to]]>

Antes de gastar la devolución de este año, encamínese correctamente para el próximo año:]]>

This is the season for income taxes – and income tax refunds. According to the IRS, nearly 78 million people received federal tax refunds in 2009 averaging $2,705. If you're one of those folks, it may be tempting to think of your refund as a gift; but in fact, you've essentially been giving the government an interest-free loan for the past year.

Before spending this year's refund, get on the right track for next year: Complete a new W-4 form so your employer withholds the correct amount from your paycheck. This]]> In a major crisis, our first impulse is to address people's immediate needs. With the Haiti and Chile earthquakes, that meant providing food and shelter to the victims. In the case of the recent economic recession, the government stepped in by extending unemployment insurance, providing COBRA subsidies and promoting mortgage refinancing guidelines, among many other programs.

Once the dust settles on pressing concerns, a more long-range approach kicks in – we step back and ask questions like, "How did we arrive at this]]> Ante una crisis importante, nuestro primer impulso es atender las necesidades inmediatas de la gente. Con los terremotos de Haití y Chile, esto implicó proporcionar alimentos y refugio para las víctimas. En el caso de la reciente recesión económica, el gobierno intervino extendiendo el seguro de desempleo, proporcionando subsidios COBRA y fomentando pautas para refinanciar hipotecas, entre muchos otros programas.

Una vez que las preocupaciones apremiantes comienzan a calmarse, entra en acción un enfoque más abarcador –]]> Formar una familia es todo un desafío, aun en las mejores circunstancias. Pero para aquellos que tienen hijos con necesidades especiales, los riesgos emocionales – y financieros – se acrecientan drásticamente. Los gastos médicos y los cuidados especializados a menudo superan ampliamente los costos normales.

Afortunadamente, existen muchos recursos gubernamentales y comunitarios que ayudan a aliviar la carga financiera de los padres de hijos con necesidades especiales. Pero el criterio de elegibilidad puede ser complicado y]]>

Fortunately, many government programs and community resources are available to help relieve the financial burden of parenting special needs children. But eligibility criteria can be complicated and the application process time-consuming. Here are a few helpful]]>